BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//ChamberMaster//Event Calendar 2.0//EN
METHOD:PUBLISH
X-PUBLISHED-TTL:P3D
REFRESH-INTERVAL:P3D
CALSCALE:GREGORIAN
BEGIN:VEVENT
DTSTART:20151204T193000Z
DTEND:20151204T210000Z
X-MICROSOFT-CDO-ALLDAYEVENT:FALSE
SUMMARY:HOW TO INCREASE RETIREMENT CASH-FLOW SECURITY
DESCRIPTION:HOW TO INCREASE RETIREMENT CASH-FLOW SECURITY\n\nSAVE THE DATE:  December 4TH\, 11:30 a.m.   1:00 p.m.\n\nWhere:  1000 4th St.\, Suite 800\n\nSan Rafael\, CA  94901\n\n \n\nWe hope you can join us for a local Lunch and Learn next month:\n\n \n\nThe Silver Tsunami is upon us\; 10\,000 Americans are turning 65 each day and nowhere is it more evident than in the Bay Area.  According to the Pew Research Center\, the number one concern for those entering retirement is that they may outlive their financial resources.  Did you know that one of the most significant risks to a retirement investment portfolio is a Poor Sequence of Returns?\n\n \n\nCurrent academic and scholarly research demonstrates that the strategic and prudent use of a federally-insured Home Equity Conversion Mortgage (HECM) line of credit to Incorporate Housing Wealth into One's Retirement Income Stream can Substantially Increase Cash Flow Survival Rates during a 30-year retirement.\n\n \n\nOur presentation will review recent mathematical modeling which shows that adding an alternate source from which to draw tax-free funds during market downturns  at the onset of retirement- instead tapping home equity after exhausting one's portfolio can be a Mass Affluent Retiree's Saving Grace.  We will also dispel the myths that abound and explain this year's significant program changes to include the elimination of origination fees and the added government protections.  We look forward to seeing you there.\n\n \n\nLunch will be served by Insalata's\n\n \n\nRSVP by December 1st for FREE\, please register at http://evite.me/2NaTEvGUNx or call Mary Jo Lafaye 415-259-4979  \n\nHurry\, space is limited!\n\n \n\nMary Jo Lafaye | NMLS #246222\n\nCorporate NMLS #1025894\n\n \n\nSynergy One Lending Inc. d/b/a Retirement Funding Solutions\, NMLS 1025894. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act   California License 4131356. \n\nThese materials are not from HUD or FHA and the document was not approved by HUD\, FHA or any Government Agency. For use by realtors\, mortgage professionals\, and financial planners only.
X-ALT-DESC;FMTTYPE=text/html:<span style="font-size:14px"><strong>HOW TO INCREASE RETIREMENT CASH-FLOW SECURITY</strong><br />\n<strong>SAVE THE DATE:&nbsp\; December 4<sup>TH</sup>\, 11:30 a.m. &ndash\; 1:00 p.m.</strong></span><br />\n<span style="font-size:12px">Where:&nbsp\; 1000 4<sup>th</sup> St.\, Suite 800<br />\nSan Rafael\, CA &nbsp\;94901<br />\n&nbsp\;<br />\n<span style="font-size:14px"><span style="color:rgb(148\, 54\, 52)">We hope you can join us for a local <strong>Lunch and Learn</strong> next month:</span></span><br />\n&nbsp\;<br />\nThe Silver Tsunami is upon us\; 10\,000 Americans are turning 65 each day and nowhere is it more evident than in the Bay Area.&nbsp\; According to the Pew Research Center\, the number one concern for those entering retirement is that they may outlive their financial resources.&nbsp\; Did you know that one of the most significant risks to a retirement investment portfolio is a Poor Sequence of Returns?<br />\n&nbsp\;<br />\nCurrent academic and scholarly research demonstrates that the strategic and prudent use of a federally-insured Home Equity Conversion Mortgage (HECM) line of credit to Incorporate Housing Wealth into One&rsquo\;s Retirement Income Stream can <strong>Substantially Increase Cash Flow Survival Rates</strong> during a 30-year retirement.<br />\n&nbsp\;<br />\nOur presentation will review recent mathematical modeling which shows that adding an alternate source from which to draw tax-free funds during market downturns &ndash\;at the onset of retirement- instead tapping home equity after exhausting one&rsquo\;s portfolio can be a Mass Affluent Retiree&rsquo\;s Saving Grace.&nbsp\; We will also dispel the myths that abound and explain this year&rsquo\;s significant program changes to include the elimination of origination fees and the added government protections.&nbsp\; We look forward to seeing you there.<br />\n&nbsp\;<br />\n<em>Lunch will be served by Insalata&#39\;s</em><br />\n&nbsp\;<br />\n<strong>RSVP by December 1<sup>st</sup> for FREE\, <span style="color:rgb(165\, 42\, 42)">please register at </span></strong><span style="color:rgb(165\, 42\, 42)">http://evite.me/2NaTEvGUNx <strong>or call Mary Jo Lafaye 415-259-4979&nbsp\; </strong></span><br />\n<strong>Hurry\, space is limited!</strong><br />\n&nbsp\;<br />\nMary Jo Lafaye | NMLS #246222<br />\nCorporate NMLS #<u><span style="color:blue">1025894</span></u><br />\n&nbsp\;<br />\nSynergy One Lending Inc. d/b/a Retirement Funding Solutions\, NMLS 1025894. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act &ndash\; California License 4131356.&nbsp\;<br />\nThese materials are not from HUD or FHA and the document was not approved by HUD\, FHA or any Government Agency. For use by realtors\, mortgage professionals\, and financial planners only.</span><br />\n&nbsp\;<br />\n&nbsp\;<br />\n&nbsp\;
LOCATION:1000 4th St.\, Suite 800 San Rafael\, CA 94901
UID:e.1344.6225
SEQUENCE:3
DTSTAMP:20260430T215246Z
URL:http://business.srchamber.com/events/details/how-to-increase-retirement-cash-flow-security-12-04-2015-6225
END:VEVENT

END:VCALENDAR